The free legal services program is a component of Bloomberg's 2010 State of City pledge to launch the most ambitious home foreclosure prevention effort of any city in the nation.
The program will be implemented by NYC Service, the city's comprehensive initiative to promote a new era of service in New York City and direct volunteers toward the areas of greatest need.
The new program, NYC Service Legal Outreach, focuses on providing homeowners legal assistance during the mandatory settlement conference stage. The settlement conference is a meeting between the homeowner and the bank where alternatives to foreclosure are negotiated.
Settlement conferences represent a valuable opportunity to help homeowners avoid foreclosure. Homeowners who are supported in these proceedings with legal advice have a more informed understanding of their options and obligations, and are much more likely to avoid foreclosure.
Homeowners facing foreclosure proceedings who are interested in retaining free legal services should go to NYC.gov or call 311.